YOUR Priorities. YOUR Plan. YOUR Life What We Do

Hedderman Financial Solutions is a second generation family wealth management firm, helping individuals and families organise, protect and manage their wealth with purpose. We bring together your pensions, investments, protection, tax planning and wider family priorities into one clear strategy, helping you make informed decisions with confidence.

We work with you over the long term, adapting your plan as your circumstances, priorities and ambitions evolve. Our approach looks beyond finances alone, considering three connected areas of your life: Health, Financial and Social. This allows us to build a plan around what matters most to you and your family.

Your financial plan should support your life, not define it.

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People first. Always. Our Mission

As a second generation family business, we understand the importance of trust, continuity and building something meaningful that lasts. Our mission is to challenge conventional financial planning by putting people, not products or portfolios, at the centre.

We believe wealth should be used with purpose, helping people create greater freedom, enjoy better health, strengthen relationships and make the most of their time.

Human at heart. We measure success by the positive difference we make to our clients, their families and the lives they want to lead.
Excellence with purpose. We bring care, discipline and consistently high standards to every relationship, recommendation and decision.
Focused on what matters. We help clients use their wealth to create more choice, time and opportunity, while defining what enough means for them.

Plan. Prepare. ProtectSecure Their Future

If something unforeseen were to happen, would your family know where to start?

Our complimentary Life Care Planning Guide helps you bring the important details of your life together in one clear, organised document. From financial and personal information to key contacts, wishes and practical arrangements, it gives you and your family a clearer picture of what is in place and where everything can be found.

Who We Work With Our Community

We work with individuals, families, business owners and professionals who want to make thoughtful, considered financial decisions people who want to protect what they’ve built and put their resources to meaningful use. Many are also thinking beyond themselves, toward the opportunities they can create for their families, businesses and wider communities.

Significant Individuals & Families
For individuals and families managing significant wealth, preparing for retirement, or navigating important life and family decisions, our work often means bringing structure to complex affairs, supporting different generations, and planning how wealth is protected, enjoyed and ultimately passed on.
Business Owners & Professionals
For business owners and professionals whose personal ambitions, family responsibilities and working lives are closely connected, we help weigh the financial impact of business decisions, plan for future transitions, and ensure the wealth they build supports the life they want beyond work.

Advice That Matters. Our Expertise

Your financial needs change as life evolves. Our advice is designed to guide you through all Life’s Seasons

Retirement Planning

We design sustainable income for the years when work becomes optional. Your new season is not a single event, but a meaningful phase of life that deserves careful planning.

Succession Planning for Families & Business Owners

Your business may be your most valuable asset. We help you plan for its future, protect your family and prepare for a successful exit.

Wellbeing & Lifestyle Planning

We see financial success and personal wellbeing as inseparable. There is little point building wealth if it quietly erodes your health along the way. A sound plan should support energy, balance and longevity.

Investment Planning

We help you grow your wealth with discipline. Opportunity matters, but so does resilience. Your investment plan is designed to pursue long term growth while avoiding unnecessary risk.

Strategy Planning

Acting as your professional sense maker, we align wealth, family, succession and legacy, helping generations make important decisions together.

Financial Protection Planning

We build resilience into your financial life, protecting against illness, business disruption and unexpected change. Protection and contingency planning are not afterthoughts. They are foundations.

Experiences that reflect our approach. Testimonials

We have had an excellent working relationship with HFS for many years. They are always responsive, readily available and provide clear, helpful advice. They also keep us well informed on our policies and relevant industry developments. We have always found HFS to be professional, knowledgeable and reliable, and would have no hesitation in recommending them. Brian O'Neill
Director

Working with Hedderman Financial Solutions has been an exceptional experience. Their communication is seamless, and their ongoing support has been invaluable. I highly recommend their services to any business looking for a reliable, professional financial partner Ray Grady
Director

Luke has been our life & pensions advisor for a number of years and we can’t recommend him highly enough. From our very first conversation, he was professional, knowledgeable, friendly and genuinely interested in helping us make the right decisions for our future. What stands out to us is the time & care Luke takes to understand our needs and concerns, and to ensure we clearly understand all our options. Dee & Mark Regan

The team at Hedderman Financial Solutions have made investing simple and efficient as a first time investor. Their constant attention to detail and guidance throughout my initial engagement made everything so easy. Michael Noonan
Teacher